Thursday, July 5, 2012

What Healthcare Reform Means To You

By Miss Kubelik

Is "Obamacare" a Republican epithet? We cats used to think so, but since the Supreme Court upheld the Affordable Care Act, we're tempted to change our minds. Especially since "Obamacare" does the following. Read it and try to oppose it, Republicans.

Insurers are barred from imposing lifetime limits and canceling coverage if consumers make technical errors on their insurance applications.

Young adults are permitted to stay on their parents' health plans until age 26.

Children with preexisting medical conditions cannot be denied health insurance coverage.

Adults with preexisting medcal conditions will be guaranteed coverage beginning in 2014. They will not have to pay higher rates than healthier people.

Annual dollar limits on essential services will be prohibited as of 2014.

State-based insurance exchanges will offer a way to comparison-shop for individual health plans that meet minimum government standards — unless, of course, your shortsighted, partisan, uncaring Republican Governor decides in a fit of pique that he's so mad at John Roberts he won't set these exchanges up. (In which case the federal government will step in and do it for him.)

Seniors who are already getting preventive services without co-pays or deductibles and who are saving money on prescription drug bills will further benefit from the phasing out of the coverage-gap "doughnut hole," which will disappear by 2020.

Oh, and by the way, insurers must provide rebates to customers for any premiums that did not cover at least 80 percent of medical care expenses. Expect your check to arrive sometime in August.

And the Republicans want to run against this? We cats can't imagine why.

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